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Leasing

What is leasing? Definition and meaning

Leasing is, similar to a rental agreement, a financing method. The lessor makes the leased object available to the lessee in exchange for a monthly instalment. In return, the lessee receives a time-limited right of use (e.g. for a car or a machine). Ownership, however, remains with the lessor.

In contrast to a rental agreement, the lessee has to cover maintenance and upkeep, as well as repairs, themselves. At the end of a term, the lessee can return the leased object or buy it at its residual value.

Tax advantages are offered by commercial leasing, as it can generally be deducted as ongoing operating costs.

Frequently asked questions

How does leasing differ from a rental agreement?
With leasing, the lessee is responsible for maintenance, upkeep and repairs, unlike with a classic rental agreement. At the end of the term, the lessee can return the object or buy it at its residual value.
What tax advantages does leasing offer?
Commercial leasing can generally be deducted as ongoing operating costs. In the financial accounting of projectfacts, you record and manage such instalments and costs clearly.
Who owns the leased object?
The lessor remains the owner throughout the entire term. The lessee only gains a time-limited right of use over the object.